| 1. | APPLICATIONS CONDITIONS AND PROCEDURES
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 | 1.1 | Submission of Application Form
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| | (a) | Applications must be submitted electronically via the HDB InfoWEB for buying a flat under the Build-To-Order System (BTO) exercise. A $10 administrative fee is payable by credit card (MasterCard / Visa only) or by scanning the QR code using any of the supporting mobile payment apps such as NETSPay, DBS PayLah!, POSB/DBS Digibank, UOB Mighty and OCBC Pay Anyone. Applicants without Internet access can visit HDB Hub or any of HDB’s Branches to submit their application via the e-Stations or Internet PCs. Applicants who do not own a credit card may come down to the HDB Hub at Toa Payoh to submit an application and pay the administrative fee using their EZ-Link card / NETS FlashPay card or any supporting mobile payment apps for QR code.
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| | (b) | The applicant and any family member listed in the application can only submit one application under this BTO exercise. If the applicant or any member listed in the application is listed in more than one application, all the applications will be disqualified.
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| | (c) | Applicants can only apply for one town/estate and flat.
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| | (d) | Applicants who have earlier booked a flat from HDB or a Design, Build & Sell Scheme (DBSS) flat/ Executive Condominium (EC) directly from the developer but wish to participate in this BTO exercise will have to cancel their booking first, before submitting a new application under this exercise (subject to current eligibility conditions). The usual forfeiture for such cancellation will apply. However, if the booked HDB flat is from a Build-To-Order, Sale of Balance Flats or Re-offer of Balance Flats exercise launched on or after March 2012, the applicants will not be eligible to apply for another flat from HDB within one year after the cancellation of booking of the HDB flat.
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| | (e) | All applicants who have a chance to select a flat based on their balloted queue number will be deemed successful in their flat application.
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| | (f) | Any request for cancellation of an application for this BTO exercise must be submitted and received by HDB within the application period. If the cancellation request is received by HDB after the application period, the cancelled application will still be included in the balloting process and be assigned a queue number, where applicable. If the applicant has a chance to select a flat based on his/ her balloted queue number, it will be treated as one successful application. |
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| 1.2 | Points to note for First-timer Applicants
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| | (a) | An applicant is considered a *First-timer (all others considered Second-timers) if the applicant(s) and the other essential family members listed in the Application Form:
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| (i) | are currently not the owner(s) of a flat bought direct from HDB, a Design, Build & Sell Scheme (DBSS) flat or an Executive Condominium (EC) Unit bought from the developer; or |
| (ii) | have not sold a flat bought direct from HDB, a Design, Build & Sell Scheme (DBSS) flat or an Executive Condominium (EC) Unit bought from the developer; or |
| (iii) | have not transferred at market value a flat bought direct from HDB or an HDB resale flat bought under the CPF Housing Grant Scheme; or |
| (iv) | have never been a recipient of any CPF Housing Grant for the purchase of an HDB resale flat or a Design, Build & Sell Scheme (DBSS) flat or an Executive Condominium (EC) Unit bought from the developer; or |
| (v) | have not sold any HDB flat with re-housing benefits under the Selective En-Bloc Redevelopment Scheme (SERS); or |
| (vi) | have not ever enjoyed other forms of housing subsidy such as enjoyed SERS benefits or privatisation of HUDC estate, or purchased an HDB flat under the Sale of Flats to Sitting Tenants Scheme.
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* For married or fiancé-fiancée couples where one party is a First-timer and the other party is a Second-timer, HDB will exercise flexibility to treat these couples as First-timer households in the balloting process and under the priority schemes. These couples will enjoy the same First-timer privileges listed under 1.2(d) if the couple is made up of at least two Singapore Citizens or one Singapore Citizen and one Singapore Permanent Resident.They are similarly subject to the terms mentioned in 1.2(b), 1.2(c) and 1.2(d).
The above is not applicable to couples who had remarried or are remarrying each other after their divorce.
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| | (b) | First-timer applicants will be given more chances over the Second-timer applicants in the balloting, subject to the prevailing policy on ethnic ratios and quota of flats available for booking.
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| | (c) | First-timer applicants who have a chance to book a flat based on their balloted queue number will be deemed successful in their flat application and all the additional chances accumulated from previous unsuccessful applications, if any, are considered to have been used up (reset to zero). This treatment will also be applicable to towns where HDB has grouped certain flat-types together for offer under the same Flat Application Category, e.g. 5-room and Executive Flats. HDB will allow these applicants a maximum of two (2) successful attempts to book a flat. First-timer applicants who do not book a flat after two (2) successful applications will no longer be able to enjoy the privileges given to First-timers when they participate in any HDB sales exercises, for a period of one year.
During the one year period, if the First-timer applicant continues to turn down another two (2) chances to book a flat, he/she will continue to have his/her First-timer privileges removed for a further period of one year.
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| | (d) | First-timer applicants whose First-timer privileges are removed in 1.2(c) above, would no longer enjoy the following when they apply for a flat in any HDB sales exercise within the said one year period (including the extended period mentioned in 1.2(c)):
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| (i) | 2 chances in the ballot for a First-timer applicant; |
| (ii) | Additional chances for subsequent applications for First-timer applicants who do not have a chance to book a flat in more than 2 attempts [applicable to BTO flats in non-mature estates only]; |
| (iii) | Higher proportion of flats set aside for First-timer households who apply under the Married Child Priority Scheme; |
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| (iv) | Higher proportion of flats set aside for First-timer households; as indicated below:
 Household Type | Proportion of Flats Set Aside for Households |
2-room Flexi flats in non-mature estates
(for BTO) | 2-room Flexi flats in non-mature estates
(for Sale of Balance Flats) | 3-room BTO flats in non-mature estates | 4-room and bigger BTO flats in mature estates | BTO flats in mature estates, Sale of Balance Flats and Re-offer of Balance Flats |
First-timer Families | 20% | 90% | 70% | 85% | 95% |
Second-timer Families | 30% | 5% | 30% | 15% | 5% |
First-timer Singles | 50% | 5% | - | - | - |
; and
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| (v) | Parenthood Priority Scheme
(Please see clause 1.3 for more information on the Parenthood Priority Scheme)
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Note:
Clause 1.2b to 1.2d does not apply to First-timer applicants/households who have an interest in private property, locally or overseas, (including those who have disposed of one within 30 months before the date of flat application).
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| 1.3 | Points to note for applicants under the Parenthood Priority Scheme
(For First-timer households only)
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| | To qualify for for the Parenthood Priority Scheme (PPS), a First-timer household must meet the following conditions:-
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| (i) | Applicants must include a Singapore citizen child (natural offspring from lawful marriages or legally adopted) below the age of 16 at the time of flat application; or
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| (ii) | Applicants who are expecting a Singapore citizen child and wish to apply for the PPS have to indicate their request under “Parenthood Priority Scheme” and declare the details of the expectant mother in the Application Form.
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| [Note: During the flat selection, the expectant mother who is applying under the PPS has to provide (i) a doctor certification of the pregnancy and undertake to produce the child’s birth certificate within six months from birth or (ii) birth certificate of the citizen child (where child is already delivered by the booking of the flat) before she can proceed to book a unit.]
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| | (b) | Applicants and occupiers listed in the Application Form must form a family nucleus; and
(Please see clause 3.1 for more information on family nucleus.)
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| | (c) | Applicants and occupiers listed in the Application Form must meet all other eligibility conditions in buying an HDB flat.
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| | Under the PPS, HDB will set aside up to 30% of the total flat supply set aside for public applicants (after setting aside the 40% quota for elderly, subject to a minimum of 100 units); as shown below. .
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Household Types | BTO flats |
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Non-mature estates | Mature estates |
| (A) Elderly quota | 40% | 40% |
| (A1) Senior Priority Scheme | 20% | 20% |
| (A2) Others | 20% | 20% |
| (B) Balance supply | 60% | 60% |
| (B1) First-timer (FT) families | 20% of B | 95% of B |
| (B1-1) Parenthood Priority Scheme | 5% of B | 30% of B |
| (B1-2) Married Child Priority Scheme | 5% of B | 30% of B |
| (B1-3) Other FT families | 10% of B | 35% of B |
| (B2) Second-timer (ST) families* | 30% of B | 5% of B |
(B2-1) Assist Scheme for ST
(divorced/widowed parents) | 5% of B | N.A. |
| (B2-2) Married Child Priority Scheme | 15% of B | 3% of B |
| (B2-3) Other ST families | 10% of B | 2% of B |
| (B3) First-timer singles | 50% of B | N.A |
Total | 100% | 100% |
* Out of the 30% quota, 5% will be set aside for second-timers who are divorced or widowed with children below 16. They should not own a flat or private housing after divorce or demise of their spouse.
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| 1.4 | Points to note for second-timer, households who have taken two housing subsidies and private property owners
The terms mentioned in 1.4 (a) and (b) will apply to the following households:- |
| | (a) | If the applicant(s) have a chance to book a flat based on their balloted queue number, we will treat this as one successful application.
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| | (b) | If the applicant(s) do not book a flat after two (2) successful attempts, the household will not be allowed to participate in any HDB sales exercises, for a period of one year.
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| | The terms mentioned in 1.4 (a) and (b) will apply to the following households:-
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| (i) | where the applicant(s) and the other essential family members have taken one or two housing subsidies (please refer to clause 1.2(a)(i) to 1.2(a)(vi) on the various forms of housing subsidies).
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| (ii) | applicant(s) or any person listed in the Application Form or their spouse(s) have an interest in private property, locally or overseas, (including those who have disposed of one within 30 months before the date of flat application).
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| 1.5 | Documents to Submit
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| | Applicants must submit the following documents of all persons listed in the Application Form for verification and registration of the application when requested by HDB:
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| | (a) | Copy of foreign Birth Certificates for births outside of Singapore : for proof of relationship |
| | (b) | Copy of Passport for Non-Citizens to verify residential status in Singapore |
| | (c) | Income Documents :
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| (i) | Employed Persons |
| (1) | Payslips for the 3 months preceding the month of application; or |
| (2) | An income letter from employer (which must bear either the company’s letterhead or stamp and the name and designation of the signatory) stating the gross monthly income of the employed person for the 3 months preceding the month of application.
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| (ii) | Self-Employed Persons |
| (1) | Latest Notice Of Assessment (NOA) from IRAS; or |
| (2) | Certified Annual Statement of Accounts from an Audit Firm; and |
| (3) | Valid Accounting & Corporate Regulatory Authority (ACRA) Computer Information (Business Profile) / Valid license of business / trade; and |
| (4) | Statutory Declaration* to declare the average gross monthly income for the 6 months preceding the month of application.
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| (iii) | Commission-based Persons |
| (1) | Commission statements/ Payslips for the 6 months preceding the month of application; or |
| (2) | An income letter from employer (which must bear either the company's letterhead or stamp and the name and designation of the signatory) stating commission income/ salaries for the 6 months preceding the month of application.
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| (iv) | Part-time Worker |
| (1) | Monthly-rated part-time employee with fixed monthly salary must submit a letter from employer stating his/her permanent staff status and salaries for the 6 months preceding the month of application (which must bear either the company’s letterhead or stamp and the name and designation of the signatory). |
| (2) | Hourly-rated part-time employee with variable salary must submit payslips for the 6 months preceding the month of application or Letter from employer (which must bear either the company’s letterhead or stamp and the name and designation of the signatory) stating salaries for the 6 months preceding the month of application.
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| (v) | Odd-Job Worker |
| (1) | Latest Notice Of Assessment (NOA) from IRAS; or |
| (2) | An income letter from employer stating salaries for the 6 months preceding the month of application.
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| (vi) | Full-time student |
| Letter from an educational institution confirming enrolment in a full-time programme.
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| (vii) | Full-time National Servicemen |
| SAF 11B (Identity Card) or letter from the relevant ministry.
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| (viii) | Unemployed Persons |
| Statutory Declaration* to declare the employment status, i.e. period of unemployment / employment (where applicable). |
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| • | Applicable to applicants and occupiers between 18 and 62 years old who are unemployed. |
| • | If the applicants and occupiers are unemployed for fewer than the 3 preceding months, the average income will be computed based on the number of actual months he/she has worked. |
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*Statutory Declaration may be affirmed/declared at the Sales Office at HDB Hub or at any HDB Branch Office. If the applicant is overseas, the applicant can make the Statutory Declaration before a Notary Public if the applicant is in the United Kingdom or any part of the Commonwealth, or before a consul or vice consul if the applicant is any other place that is not part of the Commonwealth.
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| (ix) | Retired with Pension |
| (1) | Payslips for the 3 months preceding the month of application from previous employer stating monthly pension received;
Or
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| (2) | An income letter from previous employer (which must bear either the company’s letterhead or stamp and the name and designation of the signatory) stating the monthly pension received for the 3 months preceding the month of application. |
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| | (e) | Copy of Student Pass or Letter from School/College/Institute of Learning for persons who are 18 years old and above: to confirm student status. |
| | (f) | Copy of Marriage Certificate for overseas registered marriages / Deed of Separation / Divorce Documents (if applicable): to verify marital status. |
| | (g) | Copy of Death Certificate of spouse (if applicable): to verify demise of spouse. |
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Note: HDB shall have the right to rely on its own records and/or the records of any other relevant authorities to obtain or verify any information relating to or in connection with the application. In this regard, HDB also reserves the right to write to and request information from all the applicants.
The applicant must produce the original documents whenever required. He must also submit any other documents requested by HDB. HDB has the right to cancel/not register the application if the applicant fails to submit the above or any other documents as required.
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| 1.6 | Correspondence Address for Application
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| | The applicant(s) must indicate their correspondence address in the Application Form and inform the HDB Sales Office if there are any subsequent changes.
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2. KEY POINTS TO NOTE FOR 2-ROOM FLEXI SCHEME
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| The 2-room Flexi scheme comes with the following features:
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| (a) | Flexi lease option: |
| | (i) | 99-year lease or remaining lease years of a 99-year lease; or |
| | (ii) | short leases ranging from 15 to 45 years in 5-year increments
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| | If all applicants and their spouses are at least 55 years old at the time of making the application, they will have the additional option of short lease ranging from 15 to 45 years in 5-year increments. The chosen lease must enable all applicants and their spouses to live in the flat until at least age 95. The selection of lease period is made during the flat selection.
(Please refer to the table in clause 6.3.)
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| (b) | At least 40% of the public flat supply set aside for the elderly. |
| | An application is considered an elderly application if all applicant(s) and their spouses are at least 55 years old at the time of making the application.
(Please refer to table in clause 1.3(c) on the flat supply set aside for elderly.)
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| (c) | If any of the applicant or their spouse have already taken two housing subsidies or have an interest in private property or the average gross household income is more than $6,000
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| | The 2-room Flexi Scheme is also extended to the following households:-
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| | (i) | total average gross income of all persons listed in the Application Form is more than $6,000 but less than $12,000 a month at the time of the application; or
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| | (ii) | applicant(s) or the other essential family members or their spouse(s) have already taken two housing subsidies (please refer to clause 1.2(a)(i) to 1.2(a)(vi) on the various forms of housing subsidies); or
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| | (iii) | applicant(s) or any person listed in the Application Form or their spouse(s) have an interest in private property; or
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| | (iv) | applicant(s) or any person listed in the Application Form or their spouse(s) have at any time within 30 months before and the date of applying to buy an HDB flat, or between the date of the application and date of completing the purchase, bought, transferred or sold any flat, house, building or land, or any interest in it.
However, households mentioned in 2(c) are offered only the short-lease 2-room Flexi flat and applicants must meet the terms mentioned in 2(b) and the other conditions of purchase and sale under the Build-To-Order System (BTO).
The short-lease 2-room Flexi flats cannot be resold in the open market or sublet. Applicants who do not need the flat, can return the flat to HDB and HDB will refund the value of the remaining lease of the flat. |
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3. ELIGIBILITY CONDITIONS
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| 3.1 | Eligible Family Nucleus
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| | The applicant and occupiers in the Application Form must form a family nucleus comprising any of the following:
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| | (a) | Applicant and his/ her spouse and children (if any) (natural offspring from lawful marriages or legally adopted);
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| | (b) | Applicant (single) and both his/ her parents; and siblings (if any);
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| | (c) | Applicant (widowed or divorced) and children under his/ her legal custody, care and control;
If the care and control of the child/ren under the age of 21 is shared with other persons, applicant must obtain the written agreement of these persons before listing the child/ren in a flat application.
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| | (d) | Applicant (single) and his/ her siblings, if parents are deceased (one of the deceased parents must be a Singapore Citizen or Singapore Permanent Resident and a copy of the Death Certificates of the parents must be submitted for verification) ; or
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| | (e) | Applicant and fiance/fiancee. Both the fiance and fiancee must be unmarried, widowed or divorced (with Decree Nisi Absolute/ Interim Judgment Final granted/ Divorce Certificate) at the time of application.
The fiancé/fiancée couple must produce their Marriage Certificate for inspection by HDB 3 months after taking possession of the flat.
If either fiance/fiancee is below 21 but 18 years old and above, the written consent of parents or guardians must be submitted with the application.
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| 3.2 | Citizenship Requirement
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| | Each family nucleus must comprise at least two Singapore Citizens (SC/SC) or one Singapore Citizen and one Singapore Permanent Resident (SC/SPR). Applicant 1 must be a Singapore Citizen. The other applicant(s) and essential occupier(s) can be Singapore Citizens or Singapore Permanent Residents.
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| 3.3 | Payment of $10,000 Premium
(For First-timer Singapore Citizen / Singapore Permanent Resident (SC/SPR) households only)
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| | (a) | Definition of SC/SC & SC/SPR household
A SC/SC household is one in which the applicant is a SC and the spouse, child or parents listed in the flat application is also a SC.
A SC/SPR household is one in which the applicant is a SC and the other family members listed in the flat application are SPRs.
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| | (b) | Payment of $10,000 Premium
First-timer SC/SPR households must pay a $10,000 premium on top of the purchase price of the new HDB flat.
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| | (c) | Conversion to SC/SC household
A SC/SPR household who had paid the premium in 3.3(b) above and have not taken possession/will be taking possession of the new HDB flat, can request to be converted to a SC/SC household when:-
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| (i) | the SPR spouse who is the co-applicant/co-owner/occupier originally listed in the flat application subsequently becomes a SC, or
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| (ii) | a SC child is born to the SC applicant/owner and SPR spouse originally listed in the flat application, or
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| (iii) | the SPR parents/child/sibling# originally listed in the flat application subsequently becomes a SC.
(# conversion of sibling to SC to qualify for the Citizen Top-Up applies only to flats purchased under the Orphans Scheme, Citizen/SPR Siblings Scheme and Non-Citizen Spouse Scheme.)
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| | | Application for the conversion to SC/SC household can be made at any time before taking possession of the new flat.
Upon conversion to SC/SC household, an amount of $10,000 will be deducted from the purchase price of the flat (plus premium) and the same will be adjusted accordingly.
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| 3.4 | Age
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| | (a) | Buying a 99-year lease 2-room Flexi flat |
| | | All applicants must be at least 21 years old at the time of application.
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| | (b) | Buying a short-lease 2-room Flexi flat |
| | | All applicants and their spouse(s) are at least 55 years old at the time of application.
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| 3.5 | Income Ceiling
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| | (a) | Applicants will be eligible to buy a 99-year lease 2-room Flexi flat, if: |
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| (i) | the total average gross income of everyone listed in the Application Form is not be more than $6,000 a month as at the time of application; and |
| (ii) | the household is a first-timer or second-timer household; |
If all applicants and their spouses are at least 55 years old at the time of application, they will have the additional option of short lease ranging from 15 to 45 years in 5-year increments. The chosen lease must enable all applicants and their spouses to live in the flat until at least age 95. The selection of lease period is made during the flat selection.
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| | (b) | Applicants will be eligible to buy a short-lease 2-room Flexi flat, if: |
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| (i) | the total average gross income of all persons listed in the Application Form is not more than $12,000 a month as at the time of application; and |
| (ii) | all the applicants and their spouses are at least 55 years old at the time of making the application; and |
| (iii) | the application is made by a first or second-timer household; or |
| (iv) | the applicant(s) or the other essential family members have already taken two housing subsidies (please refer to clause 1.2(a)(i) to 1.2(a)(vi) on the various forms of housing subsidies).
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| 3.6 | Financing
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| | Mortgage loan is granted only to 99-year lease 2-room Flexi flat (or remaining lease term of a 99-year lease).
On or before the exercise of the Option to Purchase, the applicants must have :
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| | (a) | a valid HDB Loan Eligibility Letter if they are taking an HDB loan to finance the purchase of the flat; or
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| | (b) | a valid Letter of Offer from a bank/financial institution if they are financing the purchase of the flat with a loan from the bank/financial institution; or
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| | (c) | documentary proof acceptable to HDB that the applicants have the financial means to buy the flat without an HDB loan or a loan from a bank/financial institution if they will not be taking an HDB loan or a loan from a bank/financial institution to finance the purchase of the flat.
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| 3.7 | Ownership / Interest in Property
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| | (a) | Applicants are eligible to buy a 99-year lease 2-room Flexi flat if all applicants or any person listed in the Application Form or their spouse(s):
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| (i) | do not own any other flat, house, building or land, or have an estate or interest in any flat, house or land; or |
| (ii) | did not at any time within 30 months before the date of applying to buy an HDB flat, or between the date of the application and the date of completing the purchase, bought, transferred or sold any flat, house, building or land, or any interest in it. |
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| | (b) | Applicants are only eligible to buy a short-lease 2-room Flexi flat if any applicant or any person listed in the Application Form or their spouse(s):
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| (i) | own any other flat, house, building or land, or have an estate or interest in any flat, house or land; or |
| (ii) | have within 30 months before the date of applying to buy an HDB flat, or between the date of the application and the date of completing the purchase, bought, transferred or sold any flat, house, building or land, or any interest in it. |
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| | If any applicant or any person listed in the Application Form or their spouse(s) still own the property mentioned in 3.7(b)(i), legally the applicant or the person listed in the application must dispose of any interest in the private property within six months from the date of collection of the keys to the new flat.
Conditions 3.7(a) and (b) includes HUDC flats and Executive Condominiums, properties acquired by gift or inheritance, private properties, properties outside Singapore and properties owned, gained or sold through nominees.
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| 3.8 | Additional Amount Payable
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| | An applicant will need to pay $30,000 in addition for a short-lease 2-room Flexi flat, if:
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| | (a) | the application is a first-timer household and the applicant(s) or any person listed in the Application Form or their spouse(s) have an interest in private property; or
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| | (b) | the application is a first-timer household and the applicant(s) or any person listed in the Application Form or their spouse(s) have at any time within 30 months before and the date of applying to buy an HDB flat, or between the date of the application and date of completing the purchase, bought, transferred or sold any flat, house, building or land, or any interest in it.
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| | The additional amount payable will be adjusted accordingly to the lease chosen.
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| 3.9 | Payment of Premium / Levy
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| | For 99-year lease 2-room Flexi flat
The applicant or spouse listed in this application must pay any premium or levy and interest due to HDB before they can buy or take possession of the new HDB flat. If the premium or levy or any part thereof remains unpaid, the applicant/spouse acknowledge that such premium or levy shall constitute a debt due to HDB.
For short-lease 2-room Flexi flat
Applicants must pay any premium or resale levy (capped at $30,000) due to HDB if the applicant(s) or any essential family members listed in the Application Form or their spouse(s) have taken one or two housing subsidies (please refer to clause 1.2(a)(i) to 1.2(a)(vi) on the forms of housing subsidies). The premium or levy will be adjusted according to the term of lease chosen. If the premium or levy or any part thereof remains unpaid, the applicant/spouse acknowledge that such premium or levy shall constitute a debt due to HDB.
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| 3.10 | Time Bar
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| | (a) | Existing Owner or Ex-owner of a Flat/Executive Condominium (EC)
An applicant, his/ her spouse or essential occupier listed in the application who is an existing owner or ex-owner of a flat bought directly from HDB, or a resale flat bought under the CPF Housing Grant Scheme or Design Build and Sell Scheme (DBSS) flat/ Executive Condominium (EC)*, may apply to buy an HDB flat on condition that a 5-year period (excluding any period of subletting of the whole flat) has lapsed from the date of taking possession of that flat/ EC to the date of this application.
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| | (b) | Essential occupier of an Existing HDB flat Executive Condominium (EC)
Any person currently listed as an essential occupier of an existing HDB flat bought directly from HDB, or a resale flat bought under the CPF Housing Grant Scheme or Design Build and Sell Scheme (DBSS) flat / Executive Condominium (EC)* bought from the developer, may apply to buy an HDB flat or be listed as an occupier only if he/ she has stayed in the existing flat/EC for 5 years from the date of taking possession of the existing flat/EC to the date of this application.
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| | (c) | Cancellation of flat booked from March 2012 Sales Exercise onwards
Applicants and the essential occupiers of the cancelled application (relating to a flat booked from a Build-To-Order, Sale of Balance Flats or Re-offer of Balance Flats exercise launched on or after March 2012) will not be eligible to apply to buy another flat from HDB within one year after the cancellation of a flat booked from a Build-To-Order, Sale of Balance Flats or Re-offer of Balance Flats exercise launched on or after March 2012.
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| | (d) | One-year wait out period for applicants who do not select twice
Second-timer applicants who do not book a flat after two (2) successful applications, will not be allowed to participate in any HDB sales exercises, for a period of one year.
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| 5.3 | Third Child Priority Scheme
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| | (a) | Each family must have at least 3 children (natural offsprings from lawful marriages or legally adopted) and comply with the following conditions:-
(i) The third child must be a Singapore Citizen born on or after 1 Jan 1987, and the other children must be Singapore Citizens or Singapore Permanent Residents. All the children qualifying for the Scheme must be listed in the application. ; and
(ii) At least one of the parents must be Singapore Citizen. Where one of the parents is deceased, the remaining parent must be a Singapore Citizen.
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| | (b) | Each family is only allowed to enjoy the benefit of the Third Child Priority Scheme to buy/sell a flat once. |
| | (c) | Each applicant will be given priority allocation in accordance with HDB’s prevailing policies, rules and regulations. |
| | (d) | An applicant will become ineligible to buy an HDB flat under this Scheme if the composition of the 3-child family as listed in his/ her application changes by reason of death or divorce or separation or for any other reasons at any time whatsoever. |
| | (e) | If an applicant is or becomes ineligible to buy an HDB flat under this Scheme, his/ her application shall be cancelled at the discretion of HDB and all monies paid towards the application shall be forfeited by HDB. |
| | (f) | If the applicant breaches any of the Terms and Conditions of this Scheme or makes any false declaration/misrepresentation for the purchase of an HDB flat under this Scheme, his/ her application will be cancelled and all monies paid towards the application will be forfeited by HDB or if an HDB flat has already been allocated to him/ her, HDB will compulsorily acquire or determine the Lease of the HDB flat and forfeit all monies paid towards the application . |
| | (g) | Birth Certificates (photocopy) of the children must be submitted together with the application. |
| | (h) | Applicants must comply with all other Terms and Conditions as may be imposed from time to time under this Scheme.
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| 5.4 | *Married Child Priority Scheme
Married Applicants who include their parents/married child(ren) in the application to stay with them or wish to stay near their parents/married child(ren) can apply for the Married Child Priority Scheme (MCPS) if they meet the eligibility conditions. Among the MCPS applicants, applicants who have included their parents/married child(ren) in the application will enjoy first priority over other MCPS applicants.
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| | To be eligible for the MCPS, applicants must meet the following conditions:-
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| | (a) | Married Applicants Staying with Parents/Married Child(ren) within the 5-year occupation period |
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| (i) | Successful applicants must ensure that before they take possession of the new flat and for a period of 5 years from the date of taking possession of the new flat, their parents/married child(ren):-
- are not deleted as the owner/occupier of the new flat and must physically and continuously occupy the same new flat;
- do not to submit any application or be included as occupiers in any application to buy a flat directly from the HDB or a resale flat or a Design, Build and Sell Scheme (DBSS) flat or an Executive Condominium unit;
- do not to rent an HDB flat (including DBSS flat)
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| (ii) | An applicant or occupier listed in the application who is an owner of an existing HDB flat (including Design, Build & Sell Scheme (DBSS) flat), must dispose/relinquish his/ her interest in the existing flat within 6 months from the date of taking possession of the new flat. The disposal or relinquishment of interest in the existing flat is subject to HDB's approval and prevailing policies, rules and regulations.
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| (iii) | Applicants or occupiers who are existing tenants of an HDB rental flat must terminate the tenancy and surrender vacant possession of the rental flat to HDB within 4 months from the date of taking possession of the new flat.
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| | (b) | Married Applicants Staying Near Parents/ Married Child(ren)
| (i) | Applicants’ parents' or married child's current housing block is within 4 km from any of the blocks (offered in this BTO exercise) in the town/estate they are applying for, and their parents or married child must be owners or registered occupiers of the HDB flat or registered tenants or occupiers of the HDB rental flat; or
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| (ii) | Applicants’ parents or married child are physically residing in a private property owned by applicants’ parents/married child or applicants’ parents/married child’s immediate family member that is located within 4 km from any of the blocks (offered in this BTO exercise) in the town/estate they are applying for;
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| (iii) | Successful applicants under 5.4(b)(i) or 5.4(b)(ii) must ensure that before they take possession of the new flat and for a period of 5 years from the date of taking possession of the new flat, their parents/married child(ren):-
- continue to reside in the same flat/private residential property or within 4 km from any of the blocks (offered in this BTO exercise) in the town/estate they are applying for;
- do not to submit any application or be included as occupiers in any application to buy a flat directly from the HDB or a resale flat or a Design, Build and Sell Scheme (DBSS) flat or an Executive Condominium unit, located more than 4 km of the new flat;
- do not to take over the lease or tenancy of a flat (including DBSS flat) or an Executive Condominium, located more than 4 km of the new flat;.
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| | (c) | Applicants must indicate their request under “Request For Married Child Priority Scheme” in the Application Form. Parents/married child(ren) who are non-citizens or who are on visit pass/visa to Singapore are not eligible to qualify for the Scheme.
Parents/married child(ren) must be present during the flat selection appointment to sign a MCPS undertaking.
* Applicants under the Fiance/Fiancee Scheme may also request their application to be processed under this Priority Scheme if they are applying to stay near/with their parents.
For the purpose of determining whether the applicant meets the above criteria, HDB will rely solely on its records and/or the records of other relevant authorities as it deems fit. HDB reserves the right to reject as evidence, any form of private tenancy agreements or contracts made by or with the applicant's parents/married child(ren) and any other party, including receipts for rents paid by the applicant's parents/married child(ren).
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| 5.5 | *Senior Priority Scheme
Applicants, who are aged 55 and above, who wish to apply for the Senior Priority Scheme (SPS) must indicate their request for “Senior Priority Scheme” in the Application Form. Applicants who requested for the SPS will be balloted under the scheme if they meet the conditions to buy a 2-room Flexi flat and also the following conditions under 5.5(a) or 5.5(b) or 5.5(c):-.
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| | (a) | Applicants who are existing owners of residential property (applicable to both HDB flat and owner-occupied private residential property) |
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| (i) | Their existing HDB flat is within 4 km from any of the blocks (offered in this BTO exercise) in the town/estate applied for; or |
| (ii) | Their existing owner-occupied private property is located within 4 km from any of the blocks (offered in this BTO exercise) in the town/estate applied for. |
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| | (b) | *Married applicants who are staying near their parents/married child(ren) |
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| (i) | Their parents' or married child's current HDB flat is within 4 km from any of the blocks (offered in this BTO exercise) in the town/estate they are applying for, and their parents or married child must be owners or registered occupiers of the HDB flat or registered tenants or occupiers of the HDB rental flat; or |
| (ii) | Their parents or married child are physically residing in a private property owned by applicants’ parents/married child or applicants’ parents/married child’s immediate family member that is located within 4 km from any of the blocks (offered in this BTO exercise) in the town/estate they are applying for. |
Parents/married child(ren) who are non-citizens or who are on social visit passes/visas to Singapore are not eligible to qualify for the SPS.
Successful applicants under 5.5(b)(i) or 5.5(b)(ii) must ensure that before they take possession of the 2-room Flexi flat and for a period of 5 years from the date of taking possession of the 2-room Flexi flat, their parents/married child(ren):-
- continue to reside within 4 km from any of the blocks (offered in this BTO exercise) in the town/estate they are applying for;
- do not to submit any application or be included as occupiers in any application to buy a flat directly from the HDB or a resale flat or a Design, Build and Sell Scheme (DBSS) flat or an Executive Condominium unit, located more than 4 km of the new flat; and
- do not to take over the lease or tenancy of a flat (including DBSS flat) or an Executive Condominium, located more than 4 km of the new flat.
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| | (c) | *Married applicants staying with parents/married child(ren) |
| | | They are applying for a 2-room Flexi flat and have included their parents or married child(ren) in the application.
Parents/married child(ren) who are non-citizens or who are on social visit passes/visas to Singapore are not eligible to qualify for the SPS.
Successful applicants must ensure that before they take possession of the 2-room Flexi flat and for a period of 5 years from the date of taking possession of the 2-room Flexi flat, their parents/married child(ren):-
- are not deleted as the owner/occupier of the new flat and must physically and continuously occupy and reside with them in the same 2-room Flexi flat;
- do not to submit any application or be included as occupiers in any application to buy a flat directly from the HDB or a resale flat or a Design, Build and Sell Scheme (DBSS) flat or an Executive Condominium unit;
- do not to rent an HDB flat (including DBSS flat)
An applicant or occupier listed in the application for a 2-room Flexi flat and who is an owner of an existing HDB flat, must dispose of his interest in the existing flat within 6 months from the date of taking possession of the 2-room Flexi flat. If he/she fails to do so, the 2-room Flexi flat has to be surrendered to HDB and a sum equivalent to 5% of the purchase price of the 2-room Flexi flat booked and/or any other amount as determined by HDB shall be forfeited. The sale of the existing flat in the open market is subject to HDB's approval and prevailing resale policies, rules and regulations.
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| | (d) | For applicants who applied for the SPS to stay near or stay with their parents/married child(ren), their parents/married child(ren) must be present during the flat selection appointment to sign a SPS undertaking.
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| | *For 5.5 (b) and (c), applicants under the Fiance/ Fiancee Scheme may also request their application to be processed under the SPS if they are applying to stay near/with their parents or married child(ren).
For the purpose of determining whether the applicant meets the above criteria, HDB will rely solely on its records and/or the records of other relevant authorities as it deems fit. HDB reserves the right to reject as evidence, any form of private tenancy agreements or contracts made by or with the applicant's parents/married child(ren) and any other party, including receipts for rents paid by the applicant's parents/married child(ren).
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| 5.6 | *Multi-Generation Priority Scheme (If Offered)
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| | (a) | Applicants who wish to buy a flat under the Multi-Generation Priority Scheme (MGPS) must submit a combined application to buy a 2-room Flexi/ 3-room flat and a 2-room Flexi/ 3-room/ 4-room/ 5-room flat.
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| | | The application for the 2-room Flexi/ 3-room flat must be submitted by the parent/s of the married child (hereinafter called the "Parent Application") while the 2-room Flexi/ 3-room /4-room /5-room flat application must be submitted by the *married child (hereinafter called the “Married Child Application”). There must be a proven parent-child relationship between the Parents and the Married Child and they must be applicants of their respective applications.
*Applicable to Fiance/Fiancee applicants
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| | (b) | Under the MGPS, both Parent/s and Married Child can only book a 2-room Flexi/ 3-room flat and a 2-room Flexi/ 3-room/ 4-room/ 5-room flat respectively within the same BTO contract. All units under the MGPS are pre-identified and specified by HDB. The pre-identification of units under the MGPS are also limited to quotas as may be determined by HDB from time to time.
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| | (c) | The Parent/s and Married Child applicants must remain eligible to purchase the 2-room Flexi/ 3-room flat and 2-room Flexi/ 3-room/ 4-room/ 5-room flat respectively at all times under the MGPS and HDB’s prevailing policies.
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| | (d) | Documentary proof of the relationship between the Parent/s and Married Child(ren) [e.g. photocopy of marriage certificate of parents and birth certificate(s) and marriage certificate(s) of married child(ren)] must be submitted during the booking of the units.
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| | (e) | Selection of a 2-room Flexi/ 3-room flat and a 2-room Flexi/ 3-room/ 4-room/ 5-room flat by the Parent/s and Married Child applicants under the MGPS is subjected to the maximum number of 2-room Flexi/ 3-room flats and 2-room Flexi/ 3-room/ 4-room/ 5-room flats allowed under HDB’s approved ethnic ratios. Both the Parent Application and Married Child Application will be cancelled if either application's ethnic group is filled.
If the Parent/s or the Married Child applicants fail to book a 2-room Flexi/ 3-room flat and 2-room Flexi/ 3-room / 4-room/ 5-room flat respectively when their turn is due, both the Parent Application and Married Child Application under the MGPS will be cancelled. However, the respective application can continue under the Public Scheme, if eligible.
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| | (f) | The Parent/s and Married Child applicants shall become ineligible under the MGPS if:- |
| | | (i) | either the Parent/s or the Married Child applicants fail, refuse or become ineligible to book a 2-room Flexi/ 3-room flat (Parent Application) or 2-room Flexi/ 3-room/ 4-room/ 5-room flat (Married Child Application) respectively during the selection exercise or fail or refuse to exercise the Option to Purchase.
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| | | (ii) | the Parent Application or Married Child Application is withdrawn or if the HDB cancels the Parent Application or Married Child Application for any reason whatsoever.
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| | | (iii) | the parent(s) passes away or the Married Child's family breaks up by reason of death, divorce or separation or due to any other reason at any time such that the remaining applicant(s) in the Parent Application or Married Child Application is not eligible to proceed with the application for the purchase of the 2-room Flexi/ 3-room flat or 2-room Flexi/ 3-room/ 4-room/ 5-room flat under HDB’s prevailing policies.
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| | (g) | If the Parent/s or Married Child applicants become ineligible to buy or retain the 2-room Flexi/ 3-room flat (Parent Application) or the 2-room Flexi/ 3-room/ 4-room/ 5-room flat (Married Child Application) under the MGPS and HDB's prevailing policies/conditions in force from time to time, both applications shall be cancelled at the sole discretion of HDB and all monies paid will be forfeited.
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| | (h) | The Parent/s and Married Child applicants are required to sign the Agreement for Lease and make the required downpayment for their respective units at the same time. If either the Parent/s or the Married Child applicants do not proceed with the signing of the Agreement for Lease and make payment, both applications will be cancelled and the option fees will be forfeited.
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| | (i) | The Parent/s or Married Child applicants will be required to collect the keys and take possession of their respective units and pay up the balance purchase price upon receipt of HDB’s written notice to do so. If the Parent/s or Married Child applicants fail or refuse to do so, both the Parent/s and Married Child Applications will be cancelled.
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| | (j) | Following the key collection by one party, the remaining Parent/s or Married Child applicants waiting for key collection shall continue to remain eligible to purchase the 2-room Flexi/ 3-room flat or 2-room Flexi/ 3-room/ 4-room/ 5-room flat at all times, and collect the keys and pay up the balance purchase price upon receipt of HDB’s written notice to do so. Otherwise , their application will be cancelled.
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| | (k) | Upon the cancellation of the application, a sum equivalent to 5% of the purchase price of the 2-room Flexi/3-room flat and the 2-room Flexi/3-room/4-room/5-room flat or such other amount as may be determined by HDB from time to time will be forfeited.
For the Parent/s or Married Child applicants who had earlier collected the keys and taken possession of their unit, they shall be required to surrender their unit to HDB and HDB will pay them, at its absolute discretion, a compensation based on the prevailing compensation policy.
In addition, a 5-year debarment , which starts from the date of key collection of the unit, will also be imposed on applicants and essential occupiers who are required by HDB to surrender their unit under the MGPS.
During the 5-year debarment period, the applicants and their essential occupiers are not allowed to submit any application or be included as essential occupiers in any application for subsidized housing, as defined in clause 9.3.
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| | (l) | The Parent/s and Married Child applicants cannot surrender their units or be deleted as the owner/occupier of their respective flats for a period of 5 years from the date of taking possession of the new flat. During the 5-year period, all Parent/s and Married Child must physically and continuously occupy their respective flats.
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| | (m) | All the Parent/s and the Married Child applicants shall comply with all other Terms and Conditions as may be imposed by HDB from time to time under the MGPS.
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